Showing posts with label House. Show all posts
Showing posts with label House. Show all posts

Friday, April 22, 2011

Will We Just Have to Make It Work?

                    O.K.  We found out that we are NOT getting the house. And we didn't lose our earnest money because it wasn't our fault. So I have been house hunting AGAIN all week, with a new Realtor. It is way harder to find a house than I thought it would be, that is for sure! These houses are terrible! You would think that at least one of the houses that I looked at would be decent. A lot looked good from the outside but were a wreck on the inside. Floors buckling, water damage, mold, holes in walls and floors, roof leaks, wack-a-do bathroom set ups (like a bath in the master bedroom but the other bathroom way across the other side of the house, practically in the kitchen.) People are asking way, WAY too much for their houses that need way, WAY too much work done to them to make them livable.
                   My first Realtor called me a day or so ago, and said he had some news for me. O.K. I'll bite. So, I call him up and he tells me I can call up the mortgage company that owns the house we had put a bid on and get an approval letter from them. 'ALRIGHT!' I call them as soon as I get off the phone with him. I find out that they CAN NOT give us an approval letter. It has to be the owner or the Realtor that asks, the mortgage company's Realtor has to complete things on the equator first (what ever that means), and that they aren't even taking bids on the house right now.
                  Am I in the TWILIGHT ZONE or something??! Didn't he (my Realtor) already tell me once before that we could bid on this house and he was wrong??! COME ON!!! I will not be messing with this guy again!
                  We haven't found a thing yet, and I don't really think we will. Part of me doesn't want to go through the whole moving thing. Packing, sorting, throwing things away and then unpacking, sorting again and trying to figure out where everything will go again. Then part of me can't stand every room we have doing double, triple and even quadruple duty. We NEED some more space.
                   We are considering another property, a part residential and commercial property, that might be something. But I am trying not to get my hopes up. It is completely unusual but could be very cool and has great potential. After this one, I think we are done looking for a while. I will just have to ,as the famous Tim Gunn would say,"MAKE IT WORK!" Some how.

Thursday, April 14, 2011

Making Mistakes

                    It is now day 4 of the "Are we getting the house or not" waiting game. I couldn't sit by and wait patiently any longer so I called the Realtor this morning. He tells me he hasn't heard anything yet and that because the mortgage company is out of state it could take a while. Well HOW long is it going to take?? But I don't question the time frame, I just bite my tongue. I don't want to come across rude. 
                     Then he tells me that the loan we applied for doesn't cover this particular property because it has rental property attached and that IF we get it we will have to pay MORE out of pocket money than first  discussed. What the #%&*?! So.... If we get the house and we can't pay the extra thousands (we have no idea how much it could be) than we could still lose the house and our earnest money. Which by the way he tells us after we gave him the check, that that particular earnest money amount might not be enough for this mortgage company. This time I really have to bite my tongue and get off the phone before I say something I am going to be sorry for.
                    And from what I gather, IF we don't get the house, we could be losing it because we didn't originally qualify for that property and we didn't give enough earnest money. Now if that isn't a kick in the head!!
                    The crap we have gone through with this Realtor for this house is rediculous!!
                    All I know is, whether we get the house or not someone is going to be in deep dog poo! Because I am not going to stand by and get walked all over by anyone. I don't consider this a mistake that can be forgotten. Two people, the Realtor and the Loan officer dropped the ball here. This is what they do for a living for crying out loud! They should have their stuff together and they should be watching out for the client!!!~! This is our money and future they are being so careless with. GRRRRRRRRR!!!!!! 
                      Now who knows what is going to come of all this.   

Wednesday, April 13, 2011

Making a Bid

(I have both the camera & the dog)
                   April 7th, just 2 Sunday's ago, My family and I thought it would be nice to take Molly (our Doberman) for a walk around the neighborhood. We decided to take a different route than we normally go. As we are out enjoying the scenery (joke) and soaking up the vitamin D, we came upon an empty store that my daughter and I used to go to to find treasure. (It was being rented out as a Used Stuff Store or you could say a Thrift Store, but they had moved out a while back. It is hard to keep any kind of business running in this rink-a-dink town.)
                  We thought it would be neat to walk around the building  and look in the windows and just plain check out the place, when Ayla said "It would be cool to live here!" That statement took both Rene, my husband, and myself back a little. We rent our house right now and haven't tried looking for a house to buy for some time. Then we notice the FOR SALE sign. This property would be a little unorthodox for a home, but had excellent possibilities. Well, that started the whole ball rolling. My husband gets on his iPhone and opens up the Zillow.com app and gets any info. he can on the place. We are all chattering away about the possibilities and the need to contact someone A.S.A.P., when we come across yet another property FOR SALE. Only this property is a little more down to earth and just 2 houses down from the house we use to rent years ago. (My Husband has always liked this particular house.) Again, my husband starts searching and comes up with some great news. The house just couldn't be the price he found!  The rest of the walk home is noisy and exciting with all of us spouting possibilities and hopes.
Some of our "Scenery"
                    That Monday I waste no time in calling around to try to get some information on these 2 properties and I make contact almost right away. A Realtor can show me the house the next day. Sagan, my son, and I go to see the house and we love it. I love it for it's charm and built-ins and Sagan loves it for the echo and space to run. I couldn't wait to get my husband there! We make another appointment the next day to see it again and to see the other property also. We all ended up liking the house best. So we tell the "folks" about it and then take them to see it. (Dad has a great eye for spotting trouble.) While we are taking our tour another Realtor shows up and rudely tells our Realtor " When are you going to be done?! I have clients that are here to see the house." I was a bit livid to say the least. I decide to take just a little bit longer and discuss with the "folks" what they think of the house. That little bit turned into 20 minutes. (Shame on me.)
                  Ultimately we decide to put in a bid but so does the other couple.  When we found out about the other couple making a bid, we agreed to to go up on our bid, which takes away that little extra cash we thought we might have had every month. The Realtor tells us it could be 3 to 4 days before we will hear anything. (DARN!) Now we have been waiting in suspense since Monday when the bids were presented to the morgage company who owns the property. This waiting is KILLING me! Well, O.K., it's just very distracting!  Are we going to finally get a house that we can call ours?!? I hope we hear soon!!